Medical Professionals

What we hear most from medical professionals is that career and family commitments leave little time for their comprehensive planning.

The Physicians, Dentists and Veterinarians that find our service of most value are typically looking for someone they can trust to help them make well-informed financial decisions. They want to protect the investment they have made in their education, training and accomplishments.

Secure your financial future.

Personalized Needs Analysis

Common Concerns

  • RRSP’s
  • Non-Registered Investments
  • Real Estate
  • Tax Sheltered investments
  • Education planning
  • Debt Management (Student loans)
  • Tax implications
  • Investment Options
  • Yearly tax planning
  • Tax preferred investments
  • Estate Planning
  • Income protection
    (Disability & Critical Illness Plans)
  • Life Insurance Planning
    (Family & Business protection)


A very common question asked by physicians and health care professionals. The answer really depends on the clients’ specific financial situation. Please read “Professional Corporations – Is one right for you?”
RRSPs are a great tax deferral strategy but may not be suitable for higher income earners. Retirement planning for high income earners opens the door to a variety of unique saving and investment strategies.
Utilizing our comprehensive financial planning process, the Wealth Optimization Program, we address your investment, tax, cash flow management and estate planning issues. Working with a team of advisors and specialists allows you to receive unique financial advice, saving you time and money. A special part of that team is a tax and estate planning specialist that can help analyze your tax situation at no additional cost to you.
90% of health care professionals are saving between 10-20% of their income, 5% are saving 30% or more of their income and 5% are not saving.
With e-mail, faxes and air travel we have been able to maintain relationships with clients in a variety of provinces. Currently we are licensed and have clients in Alberta, British Columbia, Saskatchewan and Ontario.
Click on the link below to read Chad’s article on the Certified Financial Planning website learning centre.
There are three types of life insurance (Term, Participating (Whole Life) and Universal Life) and all three have their proper place in a financial plan. Depending on what stage of life you are at, and after assessing your needs we can help you determine which type of product or combination will be the most cost effective and appropriate.
No, our team consults with your professional advisors to ensure all aspects (tax, investment, insurance) of your financial plan are working together.
Every client situation is unique and requires different solutions and services. There are 3 different ways that we can be compensated: 1. Fee for service structure. 2. Compensated through the financial products that you purchase (commission). 3. A combination of both (fee for service/commission). We will discuss and disclose the best arrangement for you and your plan in our initial meeting.
Disability and Critical Illness Insurance are two of the most misunderstood concepts of financial planning and are a very valuable part of your plan. Our planning process will help identify whether an individual, association, or employer benefits plan are best suited to your needs.